Click HERE to enroll now

internal hero

Small Town Banking With A Personal Touch

Home > Learn > Fees & Charges


Membership Application Fee $5.00
Membership Rejoining Fee $25.00
ATM Card  
  •Second Instant Issue ATM Card $25.00
  • Reset PIN $5.00
Debit Card  
  • Replacement Card only $5.00
  • Reset PIN $5.00
  • Second Instant Issue Debit $25.00
(use other terminal other then IFCU)
(Plus ATM fees from other terminal)
Non-Member ATM Fee $3.75
Excessive Withdrawal Fee
(Regular Share Fee - applied to each withdrawal in excess of 6 per quarter)
Checking Account Fee
(Applied monthly for balances below $300.00. Senior Citizens over the age of 55 area exempt)
Check Cashing Fee
(Charged to members who only maintain the minimum balance in shares and do not use any other services)
Check Copies  
Previous Month $0.50
Current Month $1.00
Christmas/Vacation Club Withdrawal Fee
(before MAY and October)
Dormant Account Fee
(Applied quarterly to share accounts with no activity for the last 18 months)
Additional Statement  
Previous Month $5.00
Current Month $8.00
Overdraft/NSF Checks $35.00
Return to CU NSF Check $35.00
Stop Payment $35.00
Outgoing Wire Transfer $25.00
Incoming Wire Transfer $10.00
Tax Levy Processing $10.00
90 Day Close Account Fee $15.00
Official Check to Third Party
(per check) (Cashier's Check)
Fast Cash Application Fee $20.00

Loan Fees

Loan Application Fee $35.00
Co-maker Fee $15.00
Processing Fee for GAP Insurance $850.00
Extension Agreement (Workout Loan) $25.00
Forced Place Insurance Fee $35.00