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FEES & CHARGES

Membership Application Fee $5.00
Membership Rejoining Fee $25.00
ATM Card  
  • New $10.00
  • Lost Card or PIN $10.00
Debit Card  
  • New $10.00
  • Replacement Card only $5.00
  • Replacement PIN only $5.00
  • Reorder New Card and PIN $10.00
   
ATM Fee
(use other terminal other then IFCU)
$1.00
(Plus ATM fees from other terminal)
Non-Member ATM Fee $2.75
Excessive Withdrawal Fee
(Regular Share Fee - applied to each withdrawal in excess of 6 per quarter)
$2.00
Checking Account Fee
(Applied monthly for balances below $300.00. Senior Citizens over the age of 55 area exempt)
$6.00
Check Cashing Fee
(Charged to members who only maintain the minimum balance in shares and do not use any other services)
$5.00
Check Copies  
Previous Month $0.50
Current Month $1.00
Christmas/Vacation Club Withdrawal Fee
(before specified time)
$25.00
Dormant Account Fee
(Applied quarterly to share accounts with no activity for the last 18 months)
$5.00
Additional Statement  
Previous Month $5.00
Current Month $8.00
Overdraft/NSF Checks $35.00
Return to CU NSF Check $35.00
Stop Payment $35.00
Outgoing Wire Transfer $25.00
Incoming Wire Transfer $25.00
Tax Levy Processing $10.00
90 Day Close Account Fee $15.00
Official Check to Third Party
(per check)
$2.50
Fast Cash Application Fee $20.00

Loan Fees

Loan Application Fee $35.00
Co-maker Fee $15.00
Processing Fee for GAP Insurance $650.00
Extension Agreement (Workout Loan) $25.00

NSF = Insufficient Funds