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FEES & CHARGES
| Membership Application Fee | $5.00 |
| Membership Rejoining Fee | $25.00 |
| ATM Card | |
| •Second Instant Issue ATM Card | $25.00 |
| Debit Card | |
| • Replacement Card only | $5.00 |
| • Second Instant Issue Debit | $25.00 |
| ATM Fee (use other terminal other then IFCU) |
$1.00 (Plus ATM fees from other terminal) |
| Non-Member ATM Fee | $3.75 |
| Excessive Withdrawal Fee (Regular Share Fee - applied to each withdrawal in excess of 6 per quarter) |
$2.00 |
| Checking Account Fee (Applied monthly for balances below $300.00. Senior Citizens over the age of 55 area exempt) |
$6.00 |
| Check Cashing Fee (Charged to members who only maintain the minimum balance in shares and do not use any other services) |
$5.00 |
| Check Copies | |
| Previous Month | $0.50 |
| Current Month | $1.00 |
| Christmas/Vacation Club Withdrawal Fee (before MAY and October) |
3 transfers per year |
| Dormant Account Fee (Applied quarterly to share accounts with no activity for the last 18 months) |
$5.00 |
| Additional Statement | |
| Previous Month | $5.00 |
| Current Month | $8.00 |
| Overdraft/NSF Checks | $35.00 |
| Return to CU NSF Check | $5.00 |
| Stop Payment | $35.00 |
| Outgoing Wire Transfer | $25.00 |
| Incoming Wire Transfer | $10.00 |
| Tax Levy Processing | $10.00 |
| 90 Day Close Account Fee | $15.00 |
| Official Check to Third Party (per check) (Cashier's Check) |
$5.00 |
| Fast Cash Application Fee | $20.00 |
Loan Fees |
|
|---|---|
| Loan Application Fee | $35.00 |
| Co-maker Fee | $15.00 |
| Processing Fee for GAP Insurance | $850.00 |
| Extension Agreement (Workout Loan) | $25.00 |
| Forced Place Insurance Fee | $35.00 |