Convenience Services

Debit/ATM Cards - Leave your checkbook at home! No need to stop for cash! A credit union Debit Card makes accessing your checking account so easy.

Whether you’re shopping around the corner or around the world, the VISA Check Card is the easy way to pay right from your checking account. Use it to make purchases wherever VISA cards are welcome. A credit union debit card may look like a credit card, but it acts like a check! Your purchases are deducted right from your checking account and detailed on your monthly statement. No fancy record keeping is required!

Your credit union debit card does double duty as an ATM card, too! You can also use your card to get cash right from your credit union accounts at thousands of ATMs worldwide (Fees will apply). So when you need cash in a flash or to pay for gas, groceries, dinner, ----anything at all --- do it the fast, easy way with your credit union debit card.

Apply today - you’ll be glad you did!


Verified by VISA - Add security when shopping online. Verified by VISA protects your Visa check card with a personal password, giving you reassurance that only YOU can use your Visa card when making purchases online.


To enroll, simply click on here.


Payroll Deduction - Payroll deduction is the most convenient way to add to your accounts or pay loans with us. This service is available to any member whose payroll department supports depositing a portion of your paycheck to us. You can direct any amount for deposit and/or payment of loans from each paycheck. This helps you to build your savings painlessly and make payments with no effort. Simply visit our office to get started.


Automatic Transfers - Instead of pulling money from your incoming payroll as a deduction, an automatic transfer works with whatever balances are in your existing accounts, so it’s more like a traditional transaction. Auto transfer is designed to transfer money periodically from savings or checking to other savings, checking or loan accounts. You may have multiple automatic transfers on any day you choose.

Audio Response Teller - Call (800) 618-8434 24 hours a day to access account information, transfer funds, make loan payments, request withdrawals - and much, much more!


Special Clubs

Christmas Club - The Christmas Club account is an excellent way to prepare for the gift giving that comes with the Christmas season. If you have been trimming your shopping list instead of your tree, then you don't have a Christmas Club account with Iberville Federal. Save regularly throughout the year so you will be prepared to make every Christmas season a special one.

Funds are transferred to your checking or savings account or mailed to you approximately November 1st, allowing for plenty of shopping time.


Vacation Club - Whether it’s lounging in a mountain cabin, basking in the tropical sun, or riding horseback in the desert, IFCU can help you save for your vacation. Start your vacation savings today and take the worry out of your vacation!

KIRBY KANGAROO Club® -As part of our efforts to become your family credit union, we invite you to take part in the KIRBY KANGAROO® Club. This club is designed for young savers ages 12 and under. By offering this club, the Iberville Federal Credit Union is helping youngsters develop good savings habits and become familiar with the operations of a financial institution.

A minimum deposit of $5.00 is required to open an account (there are no fees involved).

If you have a special youngster in your life, help him or her grow with a KIRBY KANGAROO® Club Account. Simply hop to it and sign up today!

When you become 13 years of age, your KIRBY KANGAROO account will be transferred to a teen savings account called STARS.

                                                      Kirby Kangaroo club               Claim Your Youth                  

                                                 CLICK ONE OF THE PICTURES ABOVE FOR MORE INFO

S.T.A.R.S Club - Smart Teens Are Responsible Savers!

IFCU realizes that as you grow into adulthood, your needs and responsibilities grow as well. Through the S.T.A.R.S. Club, you will have the opportunity to learn how to properly manage your money. Making money does not come easily for most of us, it is a learned skill that can be cultivated and developed with a little desire and determination. We want to show you how to be responsible with your money.

If you are 13-17 years old, start reaching for the STARS.


Iberville Federal Credit Union
Fees and Charges

Effective Jan 2, 2018
Membership Application Fee $5.00
Membership Rejoining Fee $25.00
ATM Card  
  • New $10.00
  • Lost Card or PIN $10.00
Debit Card  
  • New $10.00
  • Replacement Card only $5.00
  • Replacement PIN only $5.00
  • Reorder New Card and PIN $10.00
(use other terminal other then IFCU)
(Plus ATM fees from other terminal)
Non-Member ATM Fee $2.75
Excessive Withdrawal Fee
(Regular Share Fee - applied to each withdrawal in excess of 6 per quarter)
Checking Account Fee
(Applied monthly for balances below $300.00. Senior Citizens over the age of 55 area exempt)
Check Cashing Fee
(Charged to members who only maintain the minimum balance in shares and do not use any other services)
Check Copies  
Previous Month $0.50
Current Month $1.00
Christmas/Vacation Club Withdrawal Fee
(before specified time)
Dormant Account Fee
(Applied quarterly to share accounts with no activity for the last 18 months)
Additional Statement  
Previous Month $5.00
Current Month $8.00
Overdraft/NSF Checks $35.00
Return to CU NSF Check $35.00
Stop Payment $35.00
Outgoing Wire Transfer $25.00
Incoming Wire Transfer $25.00
Tax Levy Processing $10.00
90 Day Close Account Fee $15.00
Official Check to Third Party
(per check)
Fast Cash Application Fee $20.00

Loan Fees

Loan Application Fee $35.00
Co-maker Fee $15.00
Processing Fee for GAP Insurance $680.00
Extension Agreement (Workout Loan) $25.00
Equal Housing LenderNational Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act