Share (Savings) Accounts - Need a way to save more money? Start with a savings account! Open your account with as little as $25.00, then put away a little more each month. We can even make saving automatic for you through Direct Deposit or Automatic Transfer.
Special Savers Accounts - You can open an extra savings account to save for any specific purpose. This money is separate from your regular share account and offers the same benefits. Whether saving for a child's tuition or receiving an inheritance, this account allows you to keep your money working for you!
Share Draft Accounts - Checking with your credit union is easy!
Share Certificates - Investing your money is the surest way to build wealth. With an IFCU Share Certificate you get an added benefit - the assurance of a fixed rate and insured funds. It's a small price to pay for a higher dividend.
Share Secured - Use your Share (savings) account or Certificates as collateral for a personal loan while you borrow at a lower interest rate. In fact, it’s unlikely that you will ever replace the entire amount, but a share secured loan makes it less difficult to “pay yourself back” when you’ve withdrawn money from your savings account . Your savings account will continue to earn interest. At the maturity of the loan, the money that you borrowed will be available to you, making this the “smartest” way to borrow money.
If you have imperfect credit, perhaps a share secured loan can be the solution. Along with our low interest rates, the terms are very flexible.
Signature Loans - Signature loans are available based on your annual income, length of employment and credit history. These loans are perfect for purchasing home appliances, a home computer, back to school needs, Christmas shopping, vacation loans, income tax loans and even consolidating those high interest bearing credit cards.
Auto Loans - Tired of feeling like you’ve been taken for a ride? Trust your credit union for a new or used auto loan at a low rate and for help in obtaining your best deal.
Free auto pricing information is available to help you know how much is too much to pay.